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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,969 | $209,847-50.5% | $189,520-45.1% | $167,518-37.9% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 10.95% | 748.45%-737.5pp | 555.25%-544.3pp | 478.71%-467.8pp |
| Employer contribution / active EE | $7,097 | $6,913+2.7% | $6,161+15.2% | $4,838+46.7% |
| Participant deferral / active EE | $2,569 | $8,934-71.2% | $8,220-68.7% | $6,342-59.5% |
| Admin fee / account holder | $7,018 | $14,295-50.9% | $12,046-41.7% | $12,312-43.0% |