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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,560 | $153,769-69.1% | $133,975-64.5% | $273,972-82.6% |
| Participation rate | 94.1% | 88.4%+5.8pp | 87.1%+7.1pp | 83.0%+11.1pp |
| Annual return | 6.66% | 36.51%-29.9pp | 29.29%-22.6pp | 41.46%-34.8pp |
| Employer contribution / active EE | $0 | $6,029-100.0% | $5,211-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $4,869 | $6,958-30.0% | $6,282-22.5% | $5,287-7.9% |
| Admin fee / account holder | $2,875 | $11,765-75.6% | $9,324-69.2% | $10,133-71.6% |