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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,774 | $171,867-67.5% | $149,721-62.7% | $147,586-62.2% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 16.91% | 2113.36%-2096.5pp | 1501.67%-1484.8pp | 578.59%-561.7pp |
| Employer contribution / active EE | $515 | $6,275-91.8% | $5,444-90.5% | $4,876-89.4% |
| Participant deferral / active EE | $4,236 | $7,270-41.7% | $6,568-35.5% | $5,439-22.1% |
| Admin fee / account holder | $1,050 | $13,799-92.4% | $11,282-90.7% | $10,886-90.4% |