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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $365,038 |
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING HOLDCO, LLC Service code 27 · EIN 43-1270780 | Advisory (Plan) | $46,814 |
RSM US LLP2 years Service code 10 · EIN 42-0714325 | Accounting | $18,900 |
Service code 27 · EIN 20-3354970 | Advisory (Plan) | $15,450 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,368 | $84,572-68.8% | $68,794-61.7% | $78,044-66.2% |
| Participation rate | 84.6% | 73.3%+11.3pp | 69.0%+15.6pp | 74.4%+10.2pp |
| Annual return | 7.29% | -13.88%+21.2pp | -6.37%+13.7pp | 10.87%-3.6pp |
| Employer contribution / active EE | $2,852 | $3,358-15.1% | $2,656+7.4% | $3,125-8.7% |
| Participant deferral / active EE | $4,727 | $4,666+1.3% | $3,941+19.9% | $5,084-7.0% |
| Admin fee / account holder | $62 | $90-30.9% | $4,934-98.7% | $79-21.5% |