| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $347,367 |
CREATIVE PLANNING LLC2 years Filed as: CREATIVE PLANNING HOLDCO, LLC Service code 27 · EIN 84-4519624 | Advisory (Plan) | $26,523 |
BDO USA, LLP1 year Filed as: BDO USA, P.C. Service code 10 · EIN 13-5381590 | Accounting | $20,000 |
RSM US LLP3 years Service code 10 · EIN 42-0714325 | Accounting | $5,250 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,132 | $86,649-38.7% | $70,589-24.7% | $103,657-48.7% |
| Participation rate | 90.5% | 72.0%+18.4pp | 68.4%+22.1pp | 73.4%+17.1pp |
| Annual return | 170.77% | 25.21%+145.6pp | 32.80%+138.0pp | 33.13%+137.6pp |
| Employer contribution / active EE | $2,945 | $3,068-4.0% | $2,977-1.1% | $3,216-8.4% |
| Participant deferral / active EE | $5,797 | $4,866+19.1% | $4,569+26.9% | $5,218+11.1% |
| Admin fee / account holder | $39 | $89-55.6% | $6,430-99.4% | $114-65.5% |