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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $28,795 |
STIFEL NICOLAUS & CO INC1 year Filed as: STIFEL NICOLAUS & COMPANY Service code 55 501 N. BROADWAY · ST. LOUIS, MO 63102 | Other Commissions | $24,788 |
T. E. LOTT AND COMPANY1 year Filed as: T. E. LOTT & COMPANY Service code 13 | Contract Administrator | $6,457 |
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $225 |
T. E. LOTT AND COMPANY1 year Service code 13 221 7TH STREET NORTH · COLUMBUS, MS 39703 | Contract Administrator | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,905 | $47,977+26.9% | $154,108-60.5% | $56,289+8.2% |
| Participation rate | 100.0% | 66.2%+33.8pp | 83.0%+17.0pp | 69.9%+30.1pp |
| Annual return | -9.69% | 3.54%-13.2pp | 735.21%-744.9pp | -9.96%+0.3pp |
| Employer contribution / active EE | $6,367 | $2,169+193.6% | $5,298+20.2% | $2,111+201.6% |
| Participant deferral / active EE | $3,860 | $2,392+61.4% | $5,081-24.0% | $3,350+15.2% |
| Admin fee / account holder | $312 | $438-28.7% | $13,411-97.7% | $521-40.0% |