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| Provider | Service type | Compensation |
|---|---|---|
RENASANT BANK5 years Service code 21 209 TROY ST. · TUPELO, MS 38802 | Bank Trustee | $48,592 |
Filed as: EPIC RETIREMENT PLAN SERVICES, INC. Service code 15 · EIN 16-1450952 | Recordkeeping | $4,575 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,494 | $61,391+53.9% | $149,723-36.9% | $71,529+32.1% |
| Participation rate | 95.0% | 62.5%+32.5pp | 78.8%+16.3pp | 67.9%+27.1pp |
| Annual return | 14.65% | 35.88%-21.2pp | 134.50%-119.8pp | 28.97%-14.3pp |
| Employer contribution / active EE | $6,005 | $2,384+151.9% | $4,821+24.5% | $2,590+131.9% |
| Participant deferral / active EE | $4,061 | $2,921+39.1% | $5,682-28.5% | $4,291-5.4% |
| Admin fee / account holder | $823 | $1,264-34.9% | $13,215-93.8% | $1,588-48.2% |