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| Provider | Service type | Compensation |
|---|---|---|
RENASANT BANK4 years Service code 21 209 TROY ST. · TUPELO, MS 38802 | Bank Trustee | $52,019 |
Filed as: EPIC RETIREMENT PLAN SERVICES, INC. Service code 15 · EIN 16-1450952 | Recordkeeping | $1,500 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,398 | $73,863+0.7% | $143,797-48.3% | $68,490+8.6% |
| Participation rate | 98.9% | 66.7%+32.3pp | 80.3%+18.6pp | 67.9%+31.1pp |
| Annual return | -12.66% | 0.91%-13.6pp | -0.04%-12.6pp | -7.85%-4.8pp |
| Employer contribution / active EE | $5,953 | $3,185+86.9% | $4,952+20.2% | $2,597+129.2% |
| Participant deferral / active EE | $4,244 | $3,385+25.4% | $5,638-24.7% | $4,028+5.4% |
| Admin fee / account holder | $718 | $5,756-87.5% | $14,679-95.1% | $5,403-86.7% |