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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,607 | $142,354-7.5% | $125,529+4.8% | $155,188-15.2% |
| Participation rate | 90.9% | 78.1%+12.8pp | 74.7%+16.2pp | 80.8%+10.1pp |
| Annual return | 18.30% | 306.06%-287.8pp | 202.56%-184.3pp | 148.84%-130.5pp |
| Employer contribution / active EE | $2,018 | $3,501-42.4% | $3,058-34.0% | $4,248-52.5% |
| Participant deferral / active EE | $7,017 | $5,491+27.8% | $4,813+45.8% | $6,531+7.4% |
| Admin fee / account holder | $1,730 | $19,392-91.1% | $16,298-89.4% | $14,480-88.0% |