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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,607 | $132,099-0.4% | $115,599+13.8% | $138,895-5.2% |
| Participation rate | 90.9% | 77.9%+13.1pp | 74.3%+16.6pp | 79.9%+11.0pp |
| Annual return | 18.30% | 176.76%-158.5pp | 111.10%-92.8pp | 145.39%-127.1pp |
| Employer contribution / active EE | $2,018 | $3,416-40.9% | $2,955-31.7% | $4,194-51.9% |
| Participant deferral / active EE | $7,017 | $5,617+24.9% | $4,889+43.5% | $6,396+9.7% |
| Admin fee / account holder | $1,730 | $15,650-88.9% | $12,841-86.5% | $12,562-86.2% |