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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,209 | $105,861-65.8% | $90,756-60.1% | $134,509-73.1% |
| Participation rate | 90.9% | 78.2%+12.7pp | 75.7%+15.2pp | 81.2%+9.7pp |
| Annual return | -32.05% | -10.99%-21.1pp | -12.16%-19.9pp | 418.13%-450.2pp |
| Employer contribution / active EE | $2,159 | $3,463-37.7% | $2,922-26.1% | $4,741-54.5% |
| Participant deferral / active EE | $4,748 | $5,217-9.0% | $4,565+4.0% | $6,400-25.8% |
| Admin fee / account holder | $557 | $13,938-96.0% | $8,445-93.4% | $11,427-95.1% |