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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,196 | $168,635-75.6% | $147,617-72.1% | $125,389-67.1% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -4.71% | 77.65%-82.4pp | 61.98%-66.7pp | 282.24%-287.0pp |
| Employer contribution / active EE | $4,691 | $6,252-25.0% | $5,564-15.7% | $4,866-3.6% |
| Participant deferral / active EE | $4,838 | $5,507-12.2% | $4,895-1.2% | $5,352-9.6% |
| Admin fee / account holder | $351 | $13,580-97.4% | $11,612-97.0% | $9,541-96.3% |