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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,335 | $183,592-33.9% | $155,574-22.0% | $145,877-16.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 18.35% | 61.37%-43.0pp | 64.87%-46.5pp | 551.28%-532.9pp |
| Employer contribution / active EE | $3,401 | $5,317-36.0% | $4,676-27.3% | $4,663-27.1% |
| Participant deferral / active EE | $5,294 | $6,466-18.1% | $5,629-6.0% | $6,691-20.9% |
| Admin fee / account holder | $1,468 | $19,316-92.4% | $15,914-90.8% | $13,402-89.0% |