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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,147 | $181,896-75.2% | $156,551-71.2% | $273,972-83.5% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | 2.62% | 30.74%-28.1pp | 32.23%-29.6pp | 41.46%-38.8pp |
| Employer contribution / active EE | $4,724 | $6,248-24.4% | $5,501-14.1% | $4,869-3.0% |
| Participant deferral / active EE | $5,645 | $5,550+1.7% | $4,871+15.9% | $5,287+6.8% |
| Admin fee / account holder | $550 | $15,560-96.5% | $13,028-95.8% | $10,133-94.6% |