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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,701 | $63,346-83.1% | $92,240-88.4% | $70,126-84.7% |
| Participation rate | 69.4% | 68.7%+0.8pp | 76.5%-7.0pp | 69.5%-0.1pp |
| Annual return | 16.30% | 530.19%-513.9pp | 176.29%-160.0pp | 73.15%-56.9pp |
| Employer contribution / active EE | $572 | $2,471-76.9% | $3,680-84.5% | $2,343-75.6% |
| Participant deferral / active EE | $2,063 | $2,854-27.7% | $3,897-47.1% | $3,332-38.1% |
| Admin fee / account holder | $144 | $3,841-96.3% | $5,194-97.2% | $4,645-96.9% |