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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,607 | $56,894-88.4% | $84,753-92.2% | $62,881-89.5% |
| Participation rate | 72.2% | 68.5%+3.7pp | 76.6%-4.4pp | 69.3%+2.9pp |
| Annual return | 21.00% | 6.30%+14.7pp | 22.78%-1.8pp | 20.14%+0.9pp |
| Employer contribution / active EE | $584 | $2,400-75.6% | $3,574-83.6% | $2,281-74.4% |
| Participant deferral / active EE | $1,930 | $2,709-28.7% | $3,712-48.0% | $3,203-39.7% |
| Admin fee / account holder | $384 | $3,581-89.3% | $5,333-92.8% | $4,296-91.1% |