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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,185 | $73,988-70.0% | $96,538-77.0% | $75,177-70.5% |
| Participation rate | 0.0% | 66.4%-66.4pp | 74.3%-74.3pp | 67.2%-67.2pp |
| Annual return | 16.13% | 26.73%-10.6pp | 35.74%-19.6pp | 160.75%-144.6pp |
| Employer contribution / active EE | $1,385 | $2,930-52.7% | $3,740-63.0% | $2,671-48.2% |
| Participant deferral / active EE | $2,469 | $3,660-32.6% | $4,880-49.4% | $4,126-40.2% |
| Admin fee / account holder | $1,097 | $5,220-79.0% | $6,737-83.7% | $5,651-80.6% |