See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: UBS FINANCIAL SERVICE, INC. Service code 26 · EIN 13-2638166 | Advisory (Participants) | $6,090 |
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 | Recordkeeping | $1,555 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,921 | $86,655-72.4% | $119,609-80.0% | $66,914-64.3% |
| Participation rate | 58.5% | 75.6%-17.0pp | 79.3%-20.7pp | 69.8%-11.3pp |
| Annual return | -14.06% | -8.00%-6.1pp | -14.97%+0.9pp | 1.58%-15.6pp |
| Employer contribution / active EE | $403 | $2,536-84.1% | $4,232-90.5% | $2,544-84.1% |
| Participant deferral / active EE | $2,342 | $4,358-46.3% | $5,602-58.2% | $4,237-44.7% |
| Admin fee / account holder | $340 | $755-54.9% | $10,323-96.7% | $593-42.7% |