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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,234 | $110,410+143.8% | $102,437+162.8% | $145,897+84.5% |
| Participation rate | 95.8% | 77.9%+17.9pp | 74.5%+21.3pp | 80.3%+15.5pp |
| Annual return | 11.05% | 24.85%-13.8pp | 24.95%-13.9pp | 552.29%-541.2pp |
| Employer contribution / active EE | $6,726 | $4,217+59.5% | $3,871+73.8% | $4,663+44.2% |
| Participant deferral / active EE | $6,247 | $5,622+11.1% | $5,060+23.4% | $6,689-6.6% |
| Admin fee / account holder | $2,632 | $9,745-73.0% | $8,388-68.6% | $13,390-80.3% |