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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $269,234 | $110,337+144.0% | $102,383+163.0% | $145,877+84.6% |
| Participation rate | 95.8% | 77.9%+17.9pp | 74.5%+21.3pp | 80.3%+15.5pp |
| Annual return | 11.05% | 24.83%-13.8pp | 24.94%-13.9pp | 551.28%-540.2pp |
| Employer contribution / active EE | $6,726 | $4,216+59.5% | $3,870+73.8% | $4,663+44.2% |
| Participant deferral / active EE | $6,247 | $5,621+11.1% | $5,060+23.5% | $6,691-6.6% |
| Admin fee / account holder | $2,632 | $9,750-73.0% | $8,391-68.6% | $13,402-80.4% |