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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,663 | $106,008+60.0% | $92,240+83.9% | $147,586+15.0% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 16.04% | 50.05%-34.0pp | 176.29%-160.3pp | 578.59%-562.6pp |
| Employer contribution / active EE | $6,564 | $4,333+51.5% | $3,680+78.4% | $4,876+34.6% |
| Participant deferral / active EE | $5,014 | $4,478+12.0% | $3,897+28.7% | $5,439-7.8% |
| Admin fee / account holder | $2,258 | $6,333-64.3% | $5,194-56.5% | $10,886-79.3% |