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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,413 | $111,535-36.0% | $105,223-32.1% | $137,256-48.0% |
| Participation rate | 57.9% | 78.1%-20.2pp | 75.0%-17.1pp | 80.0%-22.1pp |
| Annual return | 15.35% | 237.85%-222.5pp | 180.65%-165.3pp | 220.34%-205.0pp |
| Employer contribution / active EE | $1,613 | $3,939-59.1% | $3,689-56.3% | $4,156-61.2% |
| Participant deferral / active EE | $1,778 | $5,500-67.7% | $5,072-64.9% | $6,407-72.3% |
| Admin fee / account holder | $6,505 | $9,721-33.1% | $8,859-26.6% | $12,270-47.0% |