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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,413 | $114,119-37.4% | $107,187-33.4% | $138,895-48.6% |
| Participation rate | 57.9% | 78.1%-20.2pp | 75.0%-17.1pp | 79.9%-22.0pp |
| Annual return | 15.35% | 273.21%-257.9pp | 204.55%-189.2pp | 145.39%-130.0pp |
| Employer contribution / active EE | $1,613 | $4,059-60.3% | $3,782-57.4% | $4,194-61.6% |
| Participant deferral / active EE | $1,778 | $5,538-67.9% | $5,096-65.1% | $6,396-72.2% |
| Admin fee / account holder | $6,505 | $10,024-35.1% | $9,162-29.0% | $12,562-48.2% |