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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,205 | $134,001-73.0% | $112,258-67.7% | $134,509-73.1% |
| Participation rate | 61.9% | 78.6%-16.7pp | 75.1%-13.2pp | 81.2%-19.3pp |
| Annual return | -17.17% | 47.15%-64.3pp | 27.47%-44.6pp | 418.13%-435.3pp |
| Employer contribution / active EE | $1,572 | $4,039-61.1% | $3,636-56.8% | $4,741-66.8% |
| Participant deferral / active EE | $1,739 | $5,291-67.1% | $4,728-63.2% | $6,400-72.8% |
| Admin fee / account holder | $58,771 | $7,491+684.6% | $6,411+816.7% | $11,427+414.3% |