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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,769 | $84,236+108.7% | $170,435+3.1% | $70,126+150.6% |
| Participation rate | 90.6% | 70.8%+19.7pp | 83.6%+7.0pp | 69.5%+21.0pp |
| Annual return | 1.05% | 23.06%-22.0pp | 205.94%-204.9pp | 73.15%-72.1pp |
| Employer contribution / active EE | $11,151 | $3,387+229.2% | $5,432+105.3% | $2,343+376.0% |
| Participant deferral / active EE | $8,662 | $3,086+180.7% | $4,939+75.4% | $3,332+160.0% |
| Admin fee / account holder | $21,700 | $5,698+280.8% | $13,881+56.3% | $4,645+367.1% |