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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $178,936 | $77,638+130.5% | $156,551+14.3% | $62,881+184.6% |
| Participation rate | 96.1% | 71.2%+24.9pp | 84.0%+12.1pp | 69.3%+26.8pp |
| Annual return | -10.20% | 50.33%-60.5pp | 32.23%-42.4pp | 20.14%-30.3pp |
| Employer contribution / active EE | $11,829 | $3,444+243.5% | $5,501+115.0% | $2,281+418.6% |
| Participant deferral / active EE | $8,878 | $3,046+191.5% | $4,871+82.3% | $3,203+177.2% |
| Admin fee / account holder | $18,573 | $5,561+234.0% | $13,028+42.6% | $4,296+332.4% |