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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $367,986 | $95,406+285.7% | $185,849+98.0% | $85,847+328.7% |
| Participation rate | 79.5% | 68.8%+10.8pp | 81.7%-2.2pp | 69.3%+10.2pp |
| Annual return | 17.32% | 23.59%-6.3pp | 122.10%-104.8pp | 318.61%-301.3pp |
| Employer contribution / active EE | $7,897 | $3,314+138.3% | $5,169+52.8% | $2,565+207.8% |
| Participant deferral / active EE | $12,035 | $3,424+251.5% | $5,569+116.1% | $3,952+204.5% |
| Admin fee / account holder | $6,876 | $7,214-4.7% | $16,244-57.7% | $6,261+9.8% |