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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,755 | $102,429+153.6% | $147,096+76.6% | $80,925+221.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 8.96% | 135.02%-126.1pp | 419.75%-410.8pp | 35.65%-26.7pp |
| Employer contribution / active EE | $8,534 | $3,716+129.7% | $4,936+72.9% | $2,756+209.6% |
| Participant deferral / active EE | $8,179 | $6,649+23.0% | $8,071+1.3% | $4,299+90.3% |
| Admin fee / account holder | $7,325 | $7,957-7.9% | $13,005-43.7% | $6,940+5.6% |