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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,340 | $85,766+113.8% | $136,298+34.5% | $70,126+161.4% |
| Participation rate | 100.0% | 74.2%+25.8pp | 81.9%+18.1pp | 69.5%+30.5pp |
| Annual return | 10.91% | 31.46%-20.5pp | 5156.27%-5145.4pp | 73.15%-62.2pp |
| Employer contribution / active EE | $6,508 | $2,966+119.4% | $4,696+38.6% | $2,343+177.8% |
| Participant deferral / active EE | $6,625 | $5,051+31.1% | $6,247+6.0% | $3,332+98.8% |
| Admin fee / account holder | $3,584 | $5,421-33.9% | $9,244-61.2% | $4,645-22.9% |