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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,828 | $76,551+117.9% | $123,894+34.7% | $62,881+165.3% |
| Participation rate | 97.7% | 73.0%+24.7pp | 81.4%+16.3pp | 69.3%+28.4pp |
| Annual return | 4.25% | 18.68%-14.4pp | 47.52%-43.3pp | 20.14%-15.9pp |
| Employer contribution / active EE | $8,670 | $2,882+200.8% | $4,617+87.8% | $2,281+280.1% |
| Participant deferral / active EE | $6,144 | $4,840+26.9% | $5,984+2.7% | $3,203+91.8% |
| Admin fee / account holder | $30,241 | $4,826+526.7% | $8,357+261.9% | $4,296+604.0% |