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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,106 | $93,598+152.3% | $135,974+73.6% | $75,173+214.1% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 12.48% | 30.89%-18.4pp | 68.30%-55.8pp | 160.72%-148.2pp |
| Employer contribution / active EE | $7,953 | $3,538+124.8% | $4,859+63.7% | $2,671+197.8% |
| Participant deferral / active EE | $7,572 | $6,405+18.2% | $7,760-2.4% | $4,126+83.5% |
| Admin fee / account holder | $4,697 | $6,978-32.7% | $10,767-56.4% | $5,651-16.9% |