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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,755 | $102,382+153.7% | $147,005+76.7% | $80,874+221.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 8.96% | 134.89%-125.9pp | 418.76%-409.8pp | 35.62%-26.7pp |
| Employer contribution / active EE | $8,534 | $3,715+129.7% | $4,934+73.0% | $2,756+209.7% |
| Participant deferral / active EE | $8,179 | $6,646+23.1% | $8,070+1.4% | $4,297+90.3% |
| Admin fee / account holder | $7,325 | $7,942-7.8% | $13,006-43.7% | $6,935+5.6% |