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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $259,755 | $102,422+153.6% | $147,117+76.6% | $80,959+220.8% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 8.96% | 135.16%-126.2pp | 420.54%-411.6pp | 35.67%-26.7pp |
| Employer contribution / active EE | $8,534 | $3,717+129.6% | $4,932+73.0% | $2,757+209.5% |
| Participant deferral / active EE | $8,179 | $6,652+23.0% | $8,065+1.4% | $4,300+90.2% |
| Admin fee / account holder | $7,325 | $7,953-7.9% | $12,993-43.6% | $6,925+5.8% |