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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,238 | $100,147-74.8% | $81,286-69.0% | $145,877-82.7% |
| Participation rate | 78.9% | 74.2%+4.7pp | 69.5%+9.4pp | 80.3%-1.4pp |
| Annual return | 10.98% | 34.44%-23.5pp | 24.80%-13.8pp | 551.28%-540.3pp |
| Employer contribution / active EE | $408 | $2,977-86.3% | $2,463-83.4% | $4,663-91.2% |
| Participant deferral / active EE | $1,755 | $4,607-61.9% | $3,883-54.8% | $6,691-73.8% |
| Admin fee / account holder | $925 | $8,201-88.7% | $5,764-84.0% | $13,402-93.1% |