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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,243 | $91,911-82.3% | $68,612-76.3% | $135,379-88.0% |
| Participation rate | 75.0% | 76.7%-1.7pp | 72.2%+2.8pp | 82.6%-7.6pp |
| Annual return | -1.73% | -8.22%+6.5pp | -4.63%+2.9pp | 519.79%-521.5pp |
| Employer contribution / active EE | $359 | $3,924-90.8% | $2,625-86.3% | $4,779-92.5% |
| Participant deferral / active EE | $1,478 | $4,315-65.8% | $3,311-55.4% | $5,609-73.7% |
| Admin fee / account holder | $3,636 | $9,240-60.7% | $5,131-29.1% | $10,828-66.4% |