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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,147 | $76,551-35.8% | $123,894-60.3% | $62,881-21.8% |
| Participation rate | 55.8% | 73.0%-17.1pp | 81.4%-25.6pp | 69.3%-13.5pp |
| Annual return | 8.29% | 18.68%-10.4pp | 47.52%-39.2pp | 20.14%-11.9pp |
| Employer contribution / active EE | $1,617 | $2,882-43.9% | $4,617-65.0% | $2,281-29.1% |
| Participant deferral / active EE | $3,220 | $4,840-33.5% | $5,984-46.2% | $3,203+0.5% |
| Admin fee / account holder | $10,334 | $4,826+114.1% | $8,357+23.7% | $4,296+140.6% |