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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,738 | $93,598+15.1% | $135,974-20.8% | $75,173+43.3% |
| Participation rate | 83.8% | 75.2%+8.6pp | 81.9%+1.9pp | 67.2%+16.6pp |
| Annual return | 16.99% | 30.89%-13.9pp | 68.30%-51.3pp | 160.72%-143.7pp |
| Employer contribution / active EE | $0 | $3,538-100.0% | $4,859-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $6,706 | $6,405+4.7% | $7,760-13.6% | $4,126+62.5% |
| Admin fee / account holder | $14,330 | $6,978+105.4% | $10,767+33.1% | $5,651+153.6% |