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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,754 | $102,429+22.8% | $147,096-14.5% | $80,925+55.4% |
| Participation rate | 84.2% | 75.9%+8.3pp | 82.2%+2.0pp | 67.7%+16.6pp |
| Annual return | 12.71% | 135.02%-122.3pp | 419.75%-407.0pp | 35.65%-22.9pp |
| Employer contribution / active EE | $0 | $3,716-100.0% | $4,936-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $6,310 | $6,649-5.1% | $8,071-21.8% | $4,299+46.8% |
| Admin fee / account holder | $5,755 | $7,957-27.7% | $13,005-55.7% | $6,940-17.1% |