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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,595 | $99,079-42.9% | $78,002-27.4% | $273,972-79.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.5%+24.5pp | 83.0%+17.0pp |
| Annual return | 8.57% | 217.93%-209.4pp | 425.99%-417.4pp | 41.46%-32.9pp |
| Employer contribution / active EE | $3,886 | $3,308+17.5% | $2,470+57.3% | $4,869-20.2% |
| Participant deferral / active EE | $4,368 | $4,306+1.4% | $3,497+24.9% | $5,287-17.4% |
| Admin fee / account holder | $34,872 | $8,954+289.5% | $5,481+536.3% | $10,133+244.2% |