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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,469 | $118,496-48.1% | $98,461-37.6% | $139,466-55.9% |
| Participation rate | 100.0% | 77.5%+22.5pp | 75.2%+24.8pp | 80.3%+19.7pp |
| Annual return | 19.06% | 18.96%+0.1pp | 21.17%-2.1pp | 373.66%-354.6pp |
| Employer contribution / active EE | $4,547 | $3,611+25.9% | $3,049+49.1% | $4,754-4.4% |
| Participant deferral / active EE | $2,728 | $5,393-49.4% | $4,738-42.4% | $6,712-59.4% |
| Admin fee / account holder | $2,103 | $14,056-85.0% | $8,961-76.5% | $11,409-81.6% |