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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,559 | $99,032-46.9% | $80,022-34.3% | $135,380-61.2% |
| Participation rate | 100.0% | 78.4%+21.6pp | 75.8%+24.2pp | 82.6%+17.4pp |
| Annual return | -4.12% | 15.39%-19.5pp | 11.22%-15.3pp | 519.81%-523.9pp |
| Employer contribution / active EE | $4,091 | $3,043+34.4% | $2,468+65.8% | $4,779-14.4% |
| Participant deferral / active EE | $2,813 | $4,282-34.3% | $3,686-23.7% | $5,609-49.9% |
| Admin fee / account holder | $14,770 | $10,436+41.5% | $6,521+126.5% | $10,828+36.4% |