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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,692 | $211,288-6.9% | $178,540+10.2% | $145,884+34.8% |
| Participation rate | 70.0% | 80.8%-10.8pp | 77.1%-7.1pp | 80.3%-10.3pp |
| Annual return | 10.51% | 30.27%-19.8pp | 27.15%-16.6pp | 551.85%-541.3pp |
| Employer contribution / active EE | $3,341 | $4,574-26.9% | $3,953-15.5% | $4,662-28.3% |
| Participant deferral / active EE | $12,892 | $6,967+85.1% | $6,281+105.3% | $6,690+92.7% |
| Admin fee / account holder | $14,561 | $12,105+20.3% | $10,424+39.7% | $13,392+8.7% |