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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,836 | $226,090-8.5% | $182,531+13.3% | $152,885+35.3% |
| Participation rate | 85.7% | 82.5%+3.3pp | 78.0%+7.7pp | 82.5%+3.3pp |
| Annual return | 22.79% | 192.57%-169.8pp | 148.57%-125.8pp | 345.39%-322.6pp |
| Employer contribution / active EE | $0 | $4,978-100.0% | $4,075-100.0% | $4,763-100.0% |
| Participant deferral / active EE | $17,187 | $6,369+169.8% | $5,525+211.1% | $5,851+193.8% |
| Admin fee / account holder | $1,898 | $10,705-82.3% | $8,593-77.9% | $11,598-83.6% |