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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,026 | $106,864+67.5% | $147,318+21.5% | $82,637+116.6% |
| Participation rate | 98.2% | 75.5%+22.7pp | 82.1%+16.1pp | 68.1%+30.1pp |
| Annual return | 15.67% | 27.49%-11.8pp | 70.43%-54.8pp | 53.51%-37.8pp |
| Employer contribution / active EE | $0 | $3,417-100.0% | $4,593-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $7,609 | $6,496+17.1% | $7,906-3.8% | $4,126+84.4% |
| Admin fee / account holder | $9,063 | $8,415+7.7% | $13,708-33.9% | $7,339+23.5% |