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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,834 | $77,816+81.0% | $123,552+14.0% | $64,173+119.5% |
| Participation rate | 92.0% | 74.7%+17.3pp | 82.3%+9.7pp | 69.6%+22.4pp |
| Annual return | -8.67% | 12.49%-21.2pp | 119.20%-127.9pp | 7.63%-16.3pp |
| Employer contribution / active EE | $3,717 | $3,014+23.3% | $4,628-19.7% | $2,381+56.1% |
| Participant deferral / active EE | $8,185 | $5,240+56.2% | $6,426+27.4% | $3,470+135.9% |
| Admin fee / account holder | $2,147 | $5,519-61.1% | $9,285-76.9% | $4,887-56.1% |