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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,663 | $93,589+61.0% | $135,942+10.8% | $75,181+100.4% |
| Participation rate | 94.8% | 75.2%+19.6pp | 81.9%+12.9pp | 67.2%+27.6pp |
| Annual return | 13.47% | 30.90%-17.4pp | 68.28%-54.8pp | 160.69%-147.2pp |
| Employer contribution / active EE | $6,980 | $3,537+97.3% | $4,858+43.7% | $2,671+161.4% |
| Participant deferral / active EE | $6,516 | $6,405+1.7% | $7,759-16.0% | $4,126+57.9% |
| Admin fee / account holder | $25,404 | $6,977+264.1% | $10,764+136.0% | $5,650+349.6% |