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| Provider | Service type | Compensation |
|---|---|---|
Service code 62 · EIN 04-1590850 | Recordkeeping fees; Float revenue | $49,467 |
MORGAN STANLEY SMITH BARNEY5 years Filed as: MORGAN STANLEY INS SERVICES INC. Service code 53 · EIN 51-0116113 | Insurance Commissions | $16,059 |
Filed as: EMPOWER ANNUITY INS CO. OF AMERICA Service code 64 8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $8,114 |
AZALEA ADMINISTRATION LLC7 years Service code 13 | Contract Administrator | $7,083 |
REGIONS BANK1 year Service code 27 · EIN 63-0371391 | Advisory (Plan) | $6,738 |
AZALEA ADMINISTRATION LLC5 years Filed as: AZALEA ADMINISTRATION Service code 13 · EIN 27-0711617 | Contract Administrator | $250 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,426 | $64,176+23.8% | $112,249-29.2% | $66,938+18.7% |
| Participation rate | 92.4% | 68.4%+24.0pp | 75.1%+17.4pp | 69.8%+22.6pp |
| Annual return | -15.26% | -13.80%-1.5pp | 27.48%-42.7pp | 1.58%-16.8pp |
| Employer contribution / active EE | $3,297 | $3,007+9.7% | $3,636-9.3% | $2,545+29.5% |
| Participant deferral / active EE | $5,906 | $3,694+59.9% | $4,729+24.9% | $4,238+39.4% |
| Admin fee / account holder | $455 | $626-27.3% | $6,412-92.9% | $594-23.4% |