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| Provider | Service type | Compensation |
|---|---|---|
Filed as: MORGAN STANLEY INS SERVICES INC. Service code 53 | Insurance Commissions | $55,790 |
Filed as: MASSACHUSETTS MUTUAL LIFE INS Service code 52 · EIN 04-1590850 | Indirect Investment Fees | $54,544 |
Filed as: AZALEA ADMINISTRATION Service code 13 · EIN 27-0711617 | Contract Administrator | $29,900 |
Filed as: AZALEA ADMINISTRATION, LLC Service code 13 | Contract Administrator | $3,676 |
MORGAN STANLEY SMITH BARNEY3 years Service code 49 | Other Services | $69 |
AMERICAN CENTURY2 years Service code 52 · EIN 43-1646043 | Indirect Investment Fees | $0 |
AMERICAN FUNDS2 years Service code 52 · EIN 95-1411037 | Indirect Investment Fees | $0 |
ARTISAN PARTNERS2 years Filed as: ARTISAN Service code 52 · EIN 39-1811840 | Indirect Investment Fees | $0 |
BLACKROCK2 years Service code 52 · EIN 51-0318674 | Indirect Investment Fees | $0 |
DELAWARE INVESTMENTS2 years Service code 52 · EIN 23-2651520 | Indirect Investment Fees | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,534 | $57,352+16.0% | $83,831-20.6% | $64,173+3.7% |
| Participation rate | 83.0% | 68.6%+14.4pp | 76.1%+6.8pp | 69.6%+13.4pp |
| Annual return | -6.66% | 11.38%-18.0pp | 850.99%-857.6pp | 7.63%-14.3pp |
| Employer contribution / active EE | $2,686 | $2,546+5.5% | $3,631-26.0% | $2,381+12.8% |
| Participant deferral / active EE | $4,404 | $2,993+47.2% | $4,082+7.9% | $3,470+26.9% |
| Admin fee / account holder | $540 | $4,046-86.7% | $5,479-90.1% | $4,887-89.0% |