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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,509 | $86,891-69.5% | $142,460-81.4% | $75,181-64.7% |
| Participation rate | 92.3% | 68.5%+23.8pp | 76.8%+15.5pp | 67.2%+25.1pp |
| Annual return | 9.87% | 23.31%-13.4pp | 19.99%-10.1pp | 160.69%-150.8pp |
| Employer contribution / active EE | $1,116 | $3,355-66.7% | $4,847-77.0% | $2,671-58.2% |
| Participant deferral / active EE | $2,188 | $4,938-55.7% | $6,283-65.2% | $4,126-47.0% |
| Admin fee / account holder | $501 | $7,299-93.1% | $10,011-95.0% | $5,650-91.1% |