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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,369 | $79,557-73.1% | $118,746-82.0% | $70,126-69.5% |
| Participation rate | 95.3% | 71.4%+24.0pp | 78.3%+17.1pp | 69.5%+25.8pp |
| Annual return | 10.11% | 25.64%-15.5pp | 24.54%-14.4pp | 73.15%-63.0pp |
| Employer contribution / active EE | $1,091 | $2,861-61.9% | $4,193-74.0% | $2,343-53.4% |
| Participant deferral / active EE | $1,832 | $4,089-55.2% | $5,332-65.6% | $3,332-45.0% |
| Admin fee / account holder | $780 | $5,374-85.5% | $10,720-92.7% | $4,645-83.2% |