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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,167 | $111,814+1.2% | $103,374+9.5% | $145,959-22.5% |
| Participation rate | 85.0% | 77.9%+7.1pp | 74.5%+10.5pp | 80.3%+4.7pp |
| Annual return | 20.37% | 24.77%-4.4pp | 24.89%-4.5pp | 561.95%-541.6pp |
| Employer contribution / active EE | $1,342 | $4,214-68.2% | $3,869-65.3% | $4,661-71.2% |
| Participant deferral / active EE | $2,684 | $5,618-52.2% | $5,058-46.9% | $6,689-59.9% |
| Admin fee / account holder | $2,862 | $9,754-70.7% | $8,394-65.9% | $13,398-78.6% |