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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,860 | $115,780+28.6% | $101,255+47.0% | $158,931-6.3% |
| Participation rate | 86.7% | 79.4%+7.3pp | 75.8%+10.9pp | 82.0%+4.7pp |
| Annual return | 13.43% | 56.14%-42.7pp | 46.48%-33.0pp | 302.86%-289.4pp |
| Employer contribution / active EE | $10,000 | $4,175+139.5% | $3,660+173.2% | $4,761+110.0% |
| Participant deferral / active EE | $1,387 | $4,958-72.0% | $4,370-68.3% | $5,982-76.8% |
| Admin fee / account holder | $979 | $7,246-86.5% | $5,946-83.5% | $11,247-91.3% |