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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,036 | $124,351-19.6% | $109,188-8.4% | $167,553-40.3% |
| Participation rate | 77.8% | 79.4%-1.7pp | 75.9%+1.9pp | 82.1%-4.3pp |
| Annual return | 11.71% | 26.04%-14.3pp | 25.76%-14.0pp | 478.89%-467.2pp |
| Employer contribution / active EE | $5,833 | $4,210+38.6% | $3,723+56.7% | $4,840+20.5% |
| Participant deferral / active EE | $1,162 | $5,257-77.9% | $4,654-75.0% | $6,343-81.7% |
| Admin fee / account holder | $74,132 | $7,975+829.6% | $6,755+997.4% | $12,316+501.9% |