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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,590 | $101,752-40.5% | $164,928-63.3% | $80,911-25.1% |
| Participation rate | 96.7% | 71.8%+24.8pp | 78.6%+18.0pp | 67.6%+29.0pp |
| Annual return | 11.01% | 16.73%-5.7pp | 70.08%-59.1pp | 35.63%-24.6pp |
| Employer contribution / active EE | $4,207 | $2,953+42.5% | $4,343-3.1% | $2,756+52.7% |
| Participant deferral / active EE | $5,384 | $4,477+20.3% | $6,034-10.8% | $4,297+25.3% |
| Admin fee / account holder | $2,971 | $8,218-63.8% | $12,684-76.6% | $6,935-57.2% |